Terms of Service

Last updated: 18.02.2025

By using our service, you agree to comply with the following terms and conditions.

1. Use of Service

• This service provides a chat interface powered by AI to assist with personal development and finance-related questions.
• The service is available for free, but it may display ads during use.

2. Content

• You are responsible for the questions you ask and the information you provide during chats.
• All responses generated by the AI are for informational purposes only. We do not guarantee the accuracy, reliability, or completeness of the responses.

3. Ads

• The service is free, and we may display third-party advertisements to fund the platform.
• Advertisers may collect data about your interactions with the ads as described in our Privacy Policy.

4. Prohibited Use

• You agree not to use the service for any illegal, harmful, or disruptive purposes.
• You may not attempt to reverse-engineer, decompile, or otherwise manipulate the service.

5. Limitation of Liability

• We are not responsible for any direct, indirect, incidental, or consequential damages that arise from using the service.
• The service is provided “as is,” with no warranties or guarantees of any kind.

6. Termination

We reserve the right to suspend or terminate your access to the service at any time without notice, for any reason.

7. Changes to the Terms

We may update these terms from time to time. All updates will be posted on this page, and the changes will be effective immediately upon posting.

8. Governing Law

These terms are governed by the laws of Estonia, and any disputes will be resolved in Estonia’s courts.